Equipment Insurance | Athos Insurance Services

Equipment Insurance

What's Covered in My Athos Equipment Insurance?

Also widely known as Inland Marine Equipment Insurance, your equipment insurance through Athos covers many risks, subject to the exclusions and limits outlined within the policy form

Minimum Equipment Insurance Premiums Starting at:

Short-Term Rented Equipment: $225
Annual Production Equipment: (Owned and/or Rented): $450
Annual Photography Equipment (Hobbyist and/or for Private Event Use): $150

                    Highlights of our included and optional coverages:
                

                        Accidental Damages
Theft
Lightning and/or Explosions
Fire
Earthquakes
Windstorms
Hail and Flood
Nationally Declared Acts of Terrorism

                    

                        (Optional Coverage) – Voluntary Parting and/or Conversion
(Optional Coverage) – Equipment afloat or under water
Smoke and/or Water Damage
Falling Objects
Worldwide Coverage
Transit and Shipping
Replacement Cost Coverage

                    

Protect your gear and your investments with better insurance, today.

Why is equipment insurance called an “Inland Marine Floater”? Watch our educational video below for a full explanation.

Quote Progress

Please complete our form and get your price quote in seconds (Powered By Athos Insurance Services)

Please provide your legal business or residency mailing address. You must legally reside or have a business entity in one of the 50 USA States (or District of Columbia) to apply for coverage. If you reside in the US via a student or long-term visa over 1 year, you are also eligible to apply

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Contact Information

Are you currently a film student?
This will NOT affect or change the price

Yes

Would you like an Annual or Short-Term Policy?

Annual

Short Term

Annual policies will provide coverage for 12 months, whereas short-term policies are meant for a one-time shoot or short-term project.

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When should we start your policy?

Required Field

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Does your business operate mostly out of a fixed location, such as a studio or office?

Yes

If you have a business at a fixed location, we can cover improvements you have made to the business space. Existing improvements installed by a building owner or previous tenants would be excluded. Would you like to cover any of your tenant improvements?

Yes

How many Locations do you have that need Tenant Improvement Coverage?

Single

Multiple

Number Of Locations

Did you (the applicant) pay for the tenant improvements and/or are legally responsible for the replacement of the tenant improvements via a lease contract?

Yes

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Would you like to insure a non-motorized trailer(s) (This must be used for your business purposes and does not cover any motorized vehicle)?

Yes

Trailer(s) Itemization

If you have trailer(s), please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Year Built	Model	VIN	Replacement Cost
				$

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Do you have any equipment that is permanently attached to the trailer(s)?

Yes

Permanently Attached Equipment To Trailer Itemization

Permanently attached equipment to trailer value: $0

Is any single item of the permanently attached equipment over $5,000 a piece?

Yes

Make	Model	Serial Number (not required)	Replacement Cost
			$

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Where do you store your trailer(s) when not in use?*

Personal residence – away from public view

Personal residence – on driveway

Guarded Parking Lot/garage – not at personal residence location

Other unguarded storage

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What kind of security does this location have to prevent the public from entering? *

Please check all that apply:

Monitored alarm system (connected to a police station or alarm company)

Unmonitored alarm system (alarm that only makes noise)

Locked Fence

Guarded security (monitored 24/7)

Guarded Security (not monitored 24/7)

No security

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Trailer Question

Does your trailer(s) have an alarm system?

Yes

Does your trailer(s) have a lock?

Yes

Please Describe

Do you ever leave the trailer(s) out overnight at a job or event?

Yes

Will your Equipment Be Attended/Guarded at ALL times (24/7)?

Yes

It will be Attended/Guarded majority of the time

Where is it parked when left overnight at a job or event?

On the event grounds

At the event parking area

Other

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What is the maximum value of equipment you rent from others, at any one time next year? (i.e. Rented Gear from a production rental house or another equipment owner)

Underwater Use

Will your rented equipment ever go underwater and/or be afloat water (be above on an object or vessel)?

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

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Continuing Rental Fees

If you have a claim, Continuing Rental Fees coverage continues paying the rental fees due to the rental house/individual you rented from, until the claim is closed. This is subject to a 72-hour waiting period from when the related claim is reported.

Watch Our Educational Video About Continuing Rental Fees

None

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

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What is the total value of Camera/Photography/Production/Sound Equipment you own? (Values must be based on current Replacement Cost plus sales tax)

Equipment Usage

Please check all the boxes that best describes how you use your camera/production equipment:

I use my equipment for Commercial use (For example: films and productions, corporate use, print-ads, and public events)

I use my equipment for Private events (For example: weddings, baby showers, private parties and events and other non-commercial use)

I use my equipment as a hobbyist (for pleasure)

Do you ever rent your equipment to others unaccompanied by you? *

Yes

Watch Our Educational Video About Voluntary Parting Or False Pretense Coverage

How much of your total owned equipment do you rent to others? (PLEASE NOTE: If you do not want to cover your equipment when it is being rented to others, please put "0" and this coverage will NOT be added to your policy)*

Do you want to add coverage for Voluntary Parting Or False Pretense? (This covers theft of the following scenario: If you are tricked into renting your equipment to a fraudulent client, where the client does not return or disappears with your equipment. $100K maximum for Equipment Rented To Others and Voluntary Parting Coverage.)

Yes

Underwater Use

Will your equipment ever go underwater and/or be afloat water (be above on an object or vessel)?

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

Equipment Itemization

Watch Our Educational Video About Scheduled VS Unscheduled equipment

If any single item you are insuring is over $5000, please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Model	Serial Number (not required)	Replacement Cost
			$

Custom Self-Made Production Equipment Itemization

All custom made (equipment made by you) must be scheduled to be covered. If you have any custom made equipment, please list it below, and include the sales tax in your replacement cost below.

Detailed description of the custom made item	Year Built	Material Description	Material Cost	Labor Cost	Total Custom Made Item Replacement Cost
			$	$	$

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What is the total value of Musical Instruments & Sound Equipment you own? (Values must be based on current Replacement Cost plus sales tax)

Equipment Usage

Do you ever rent your equipment to others unaccompanied by you? *

Yes

Watch Our Educational Video About Voluntary Parting Or False Pretense Coverage

Yes

Does your equipment primarily consist of classical musical instruments? *

Yes

Underwater Use

Will your equipment ever go underwater and/or be afloat water (be above on an object or vessel)?

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

Equipment Itemization

Watch Our Educational Video About Scheduled VS Unscheduled equipment

If any single item you are insuring is over $5000, please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Model	Serial Number (not required)	Replacement Cost
			$

Custom Self-Made Musical Instruments & Sound Equipment Itemization

All custom made (equipment made by you) must be scheduled to be covered. If you have any custom made equipment, please list it below, and include the sales tax in your replacement cost below.

Detailed description of the custom made item	Year Built	Material Description	Material Cost	Labor Cost	Total Custom Made Item Replacement Cost
			$	$	$

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What is the total value of Sports & Recreational Equipment you own? (Values must be based on current Replacement Cost plus sales tax)

Equipment Usage

Do you ever rent your equipment to others unaccompanied by you? *

Yes

Watch Our Educational Video About Voluntary Parting Or False Pretense Coverage

Yes

Underwater Use

Will your equipment ever go underwater and/or be afloat water (be above on an object or vessel)? If your sports and recreational equipment is made for water sports or play, please mark "No"

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

Equipment Itemization

Watch Our Educational Video About Scheduled VS Unscheduled equipment

If any single item you are insuring is over $5000, please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Model	Serial Number (not required)	Replacement Cost
			$

Custom Self-Made Sports & Recreation Equipment Itemization

All custom made (equipment made by you) must be scheduled to be covered. If you have any custom made equipment, please list it below, and include the sales tax in your replacement cost below.

Detailed description of the custom made item	Year Built	Material Description	Material Cost	Labor Cost	Total Custom Made Item Replacement Cost
			$	$	$

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For the equipment you're looking to insure, are there any existing damages?

Yes

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Policy Questions

How many times have you filed an equipment claim (loss) in the last 5 years? (including any submitted or open claims or potential losses that have not yet been resolved)

Have any referenced claims exceeded $5000 in damages?

Do you live or reside outside of the United States for more than 1/3 of the year?

Yes

Will you leave the country, with your insured equipment, more than 5 times during the effective policy term?

Yes

Will the equipment be stored in a location with a Central Station Monitored Alarm? (it must be connected to an alarm company that can dispatch the police and fire station)

Yes

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Will you be taking any of your equipment to Mexico?

Yes

The coverage to Mexico is capped at $25,000 total. Please answer the below questions:

Please list the max value you will take to Mexico at any one time

What Cities will you be going to in Mexico?

What location(s) will you be filming at? (types of locations and venue name)

How will the equipment be stored overnight when not in use?

How will the equipment be transported to Mexico?

The coverage to Mexico is capped at $25,000 total. Please answer the below questions:

What is the maximum amount of equipment you will ever take to Mexico?

Total Owned Equipment taken to Mexico:

Total Rented Equipment From Others taken to Mexico:

How often will you be going to Mexico?

How long do estimate each trip will be in Mexico?

What Cit(ies) do you normally stay at in Mexico?

How will the equipment be transported to Mexico?

What day will you travel to Mexico?

What day will you return from Mexico?

What location(s) will you be filming at in Mexico for this one trip?

What cit(ies) will you travel to in Mexico for this one trip?

How will the equipment be transported to Mexico for this one trip?

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Will you ever take any of the proposed covered equipment to a country with US Sanctions (i.e. North Korea, Iran, Iraq, etc)?

Yes

Please click on the link to see all the current countries with US Sanctions: US Sanctions

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We have found prior claim data and are adding it to this policy. Please confirm to move forward or use the add claim to add new claims.

Before you checkout, do you need any General Liability Coverage?

Need a quote for General Liability Coverage? (You will need General liability if a rental house or location is asking to be named as an “Additional Insured”)

Yes

What is the difference between General liability coverage and equipment coverage? Please click here.

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Equipment Insurance | Athos Insurance Services

Equipment Insurance

What's Covered in My Athos Equipment Insurance?

Please complete our form and get your price quote in seconds (Powered By Athos Insurance Services)

None

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

None

$5,000 limit

$10,000 limit

$25,000 Limit

None

$50 = $1,000 per occurrence/$250 per employee

$100 = $5,000 per occurrence/$500 per employee

$150 = $10,000 per occurrence/$1,000 per employee

$250

$500

$1,000

$2,500