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What's Covered

Our equipment policies are all-risk policies, subject to the exclusions outlined within the policy

Highlights of our coverages include:

Accidental Damages
Lighting and/or Explosions
Fire
Earthquakes
Windstorms
Hail and Flood
Theft*
* Theft from a vehicle without any signs of break-in is not covered unless
this option is added to the policy for an additional premium

Nationally Declared Acts of Terrorism
(Optional Coverage) – Voluntary Parting and/or Conversion
(Optional Coverage) – Equipment afloat or under water
Smoke and/or Water Damage
Falling Objects
Worldwide Coverage
Transit and Shipping
Replacement Cost Coverage

Why is it called an Inland Marine Floater? Watch our Educational Video for the explanation

Protect your equipment and your investments!

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Hi! We'd love to make sure your gear is covered. Use our interactive form to enter a bit about yourself, and we'll get you a price quote in seconds.

Please use the interactive form, powered by Athos Insurance Services, to enter a bit about yourself, and you will see your price quote in seconds.

Please note that if you are purchasing this policy to rent equipment, this name above must match the entity/name listed on your Rental contracts

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Contact Information

Are you currently a film student?

Yes

Would you like an Annual or Short-Term Policy?

Annual

Short Term

Annual policies will provide coverage for 12 months, whereas short-term policies are meant for a one-time shoot or short-term project.

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When should we start your policy?

Required Field
What day will you return your equipment?

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Do you operate your business majority of the time at a fixed location, such as at a studio or office?

Yes

If you have a business at a fixed location, we can cover improvements you have made to the business space. Existing improvements installed by a building owner or previous tenants would be excluded. Would you like to cover any of your tenant improvements?

Yes

How many Locations do you have that need Tenant Improvement Coverage?

Single

Multiple

Number Of Locations

Who installed and paid for these tenant improvements?

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Do you have any owned equipment equipment that is Custom Made?

Yes

Custom Made Item Listing

All custom made equipment must be scheduled to be covered. If you have any custom made equipment, please list it below, and include the sales tax in your replacement cost below.

Type	Detailed description of the custom made item	Year Built	Material Description	Material Cost	Labor Cost	Total Custom Made Item Replacement Cost
				$	$	$

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Would you like to insure a non-motorized trailer(s) (This must be used for your business purposes and does not cover any motorized vehicle)?

Yes

Trailer(s) Itemization

If you have trailer(s), please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Year Built	Model	VIN	Replacement Cost
				$

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Do you have any equipment that is permanently attached to the trailer(s)?

Yes

Equipment Itemization

Is any single item of the permanently attached equipment over $5K a piece?

Yes

Make	Model	Serial Number (not required)	Replacement Cost
			$

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Where do you store your trailer(s) when not in use?*

Personal residence – away from public view

Personal residence – on driveway

Guarded Parking Lot/garage – not at personal residence location

Other

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What kind of security does this location have to prevent the public from entering? *

Please check all that apply:

Monitored alarm system (connected to a police station or alarm company)

Unmonitored alarm system (alarm that only makes noise)

Locked Fence

Guarded security (monitored 24/7)

Guarded Security (not monitored 24/7)

No security

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Trailer Question

Does your trailer(s) have an alarm system?

Yes

Does your trailer(s) have a lock?

Yes

Please Describe

Do you ever leave the trailer(s) out overnight at a job or event?

Yes

Will your Equipment Be Attended/Guarded at ALL times (24/7)?

Yes

It will be Attended/Guarded majority of the time

Where is it parked when left overnight at a job or event?

On the event grounds

At the event parking area

Other

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What is the maximum value of equipment you would rent at any one time next year?

Underwater Use

Will your rented equipment ever go underwater and/or be afloat water (be above on an object or vessel)?

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

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Continuing Rental Fees

Watch Our Educational Video About Continuing Rental Fees

None

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

If you have a claim, Continuing Rental Fees coverage continues paying the rental fees due to the person/organization from whom you have rented the equipment, until the claim is closed. This is subject to a 72-hour waiting period from when the related claim is reported.

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What is the total value of the Owned Camera/Photography/Production Equipment you will use in the next year?

Equipment Usage

Do you ever rent your equipment to others unaccompanied by you? *

Yes

How much of your total owned equipment do you rent to others?
(PLEASE NOTE: If you do not want to cover your equipment when it is being rented to others, please put "0" and this coverage will NOT be added to your policy) *

Do you want to add coverage for Voluntary Parting Or False Pretense?
(This covers theft of the following scenario: If you are tricked into renting your equipment to a fraudulent client, where the client does not return or disappears with your equipment. $100K maximum for Equipment Rented To Others and Voluntary Parting Coverage.)

Yes

Underwater Use

Will your equipment ever go underwater and/or be afloat water (be above on an object or vessel)?

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

Equipment Itemization

Watch Our Educational Video About Scheduled VS Unscheduled equipment

If any single item you are insuring is over $5000, please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Model	Serial Number (not required)	Replacement Cost
			$

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What is the total value of the Owned Musical Instruments & Sound Equipment you will use in the next year?

Equipment Usage

Do you ever rent your equipment to others unaccompanied by you? *

Yes

Does your equipment primarily consist of classical musical instruments? *

Yes

Underwater Use

Will your equipment ever go underwater and/or be afloat water (be above on an object or vessel)?

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

Equipment Itemization

Watch Our Educational Video About Scheduled VS Unscheduled equipment

If any single item you are insuring is over $5000, please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Model	Serial Number (not required)	Replacement Cost
			$

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What is the total value of the Owned Sports/Leisure/Recreational Equipment you will use in the next year?

Equipment Usage

Do you ever rent your equipment to others unaccompanied by you? *

Yes

Underwater Use

Will your equipment ever go underwater and/or be afloat water (be above on an object or vessel)?
If your sports and recreational equipment is made for water sports or play, please mark "No"

Yes

Watch our Educational Video about Under/Above water coverage for your Gear

Equipment Itemization

Watch Our Educational Video About Scheduled VS Unscheduled equipment

If any single item you are insuring is over $5000, please list it below. Please be sure to include sales tax in your replacement cost below.

Make	Model	Serial Number (not required)	Replacement Cost
			$

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Policy Questions

How many times have you filed an equipment claim (loss) in the last 5 years? (including any submitted or open claims or potential losses that have not yet been resolved)

Have any referenced claims exceeded $5000 in damages?

Do you live or reside outside of the United States for more than 1/3 of the year?

Yes

Will you leave the country, with your insured equipment, more than 5 times during the effective policy term?

Yes

Will the equipment be stored in a location with a Central Station Monitored Alarm?

Yes

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Will you ever take more than $25,000 total equipment to the country of Mexico?

Yes

The coverage to Mexico is capped at $25,000 total. Please answer the below questions:

Please list the max value you will take to Mexico at any one time

What Cities will you be going to in Mexico?

What location(s) will you be filming at? (types of locations and venue name)

How will the equipment be stored overnight when not in use?

How will the equipment be transported to Mexico?

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Will you ever take the proposed covered equipment to a country with US Sanctions?

Yes

Please click on the link to see all the current countries with US Sanctions: US Sanctions

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Do you have any pre-existing damages on any of the equipment or items you are looking to cover on this policy?

Yes

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Tenant improvement limit

Address

Zip Code

City

State

What is the Square footage of this space?

What year was your building built?

What year was the following updated?

HEATING

ELECTRICAL

PLUMBING

ROOFING

Has the building been updated?

Yes No

What is the construction type of the building?

All tenant improvements and betterments (TIB) have to be scheduled on the policy to have any valid coverage. Please itemize all tenant improvements and betterments you wish to cover on this policy:

TIB Description Please provide a detailed description, including materials and dimensions	Manufacturer / Make	Year Installed	Replacement Cost / (including Cost of Materials & Labor)
			$

Is the location sprinklered (active system)?

Yes No

Does the location have an active fire AND burglar alarm connected to a 24/7 monitoring service that can dispatch the fire department or police station?

Yes No

What type of security does the premise have, other than burglar/fire alarms?

We have found prior claim data and are adding it to this policy. Please confirm to move forward or use the add claim to add new claims.

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Why is it called an Inland Marine Floater? Watch our Educational Video for the explanation

What's Covered

Hi! We'd love to make sure your gear is covered. Use our interactive form to enter a bit about yourself, and we'll get you a price quote in seconds.

Please use the interactive form, powered by Athos Insurance Services, to enter a bit about yourself, and you will see your price quote in seconds.

Contact Information

None

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

$2,500 limit

$5,000 limit

$10,000 limit

$25,000 limit

None

$5,000 limit

$10,000 limit

$25,000 Limit

None

$50 = $1,000 per occurrence/$250 per employee

$100 = $5,000 per occurrence/$500 per employee

$150 = $10,000 per occurrence/$1,000 per employee

$250

$500

$1,000

$2,500

Same as mailing address Other address
	Invalid Zip code

I understand that Business Income and Extra Expense coverage is tied to a scheduled location, which means the claim has to occur at the scheduled location listed above.


Where?