Rental Reimbursement (Choose One)
If you have a claim, Rental Reimbursement coverage reimburses you for equipment rental costs directly associated with the continued operation of your project or business. Subject to a 72-hour waiting period from when the claim is reported.
Watch Our Educational Video About Rental Reimbursement
Business Income & Extra Expense
1) What is the location of your business
If your business operations depend on operating out of an office location (this location must be scheduled), business income/extra expense covers specific expenses associated with relocation to continue business and the loss of income sustained during this relocation time. This is subject to the policy waiting period (dependent on what state you are located in).
Plate Glass Coverage (Choose One)
Please note that the surchanges/credits for Locked Vehicle Warranty and Deductible Apply after all optional coverages (on the order of Locked Vehicle Warranty and
then applying deductible surcharge or credit).
This covers exterior or interior plate glass installed by your landlord at your physical retail or office business location. It is also subject to the policy deductible.
Employee Tools & Working Clothing
Please select your deductible
Watch Our Educational Video About Deductible
The deductible is the amount you (the policyholder) are responsible for if you file a claim. For example, if you have a finalized claim of $5,000 with a $250 deductible, the total claim payout would be $4,750.
Will you ever leave
ANY of your equipment in a vehicle UNATTENDED??
("**PLEASE NOTE: Due to the recent rise in claims of theft from vehicles, our insurance carrier now requires additional information about equipment in vehicles. Your policy still covers theft from vehicles, so please do not be alarmed. This is only meant for underwriting assessments.**)
What kind of vehicle will you leave your equipment in (please describe in detail)
What security measures will be taken to protect the equipment while left in a vehicle?
Does the equipment being insured have a GPS tracking device?
Does the tracking device signal send to a monitored, remote device or security system?
Does the vehicle have an alarm system?
Does the alarm signal go to a monitored, remote device or security system?
Please select all that apply to how you may leave your equipment in an unattended vehicle:
I LEAVE MY EQUIPMENT IN AN UNATTENDED VEHICLE...
Only if it's an emergency or rare situation when I cannot store it anywhere else
For short periods of time (less than 30 minutes) including for food and bathroom breaks
For hours at a time, but not overnight
For days at a time, including overnight
All the time, including storing it in my vehicle
(Please explain in detail)
Where will the vehicle be parked when left unattended? (mark all that apply)
Residential Garage (private home)
Residential Shared Garage (i.e. apartment complex)
If you marked “Parking Garage” please also mark all that apply below to the parking garage:
With 24 hour Security Guard and Surveillance
With limited surveillance
Restricted Access (Key Card)
How Did You Hear About Us?
(Please select an option from the drop down)
Please describe your business operations (if you are not a business, please describe what you are using this policy for).